Effective from 1st June 2018.
1. What we collect and how we collect it
The personal information we collect about you depends on the dealings you have with us. Personal Information includes information about an individual who is reasonably identifiable. You generally have the option of interacting with us anonymously or using a pseudonym. However in some instances this may prevent us from being able to provide you with products and services, for example – when you place an order for products online.
The types of personal information we collect and use depend on your interactions and transactions with us, including :
General: What we collect
- Contact name and details
- Payment and transaction information including type, bank and credit card details etc
- Delivery address or collection details
- Your location details through your smart phone or device
- Video footage through closed circuit television (CCTV) website and technical information, ie browser, websites visited, IP address, user and system preferences, device type etc
- transaction, product, services and activity details of purchases, preferences and interactions
- Details regarding participation in BrewRatio Program and programs (if any) operated from time to time
- Details of your communications and interactions with us and our loyalty program (if any)
General: How we collect
- when you visit the BrewRatio website and related websites, social media platforms or App
- BrewRatio’s online stores, social media platforms
- make a purchase or place an order
- Setup a BrewRatio Online account
- transact including making a non‐cash payment, or request a service where we collect personal Information such as pre-orders, lay-by etc
- Leave products for assessment
- attend a BrewRatio function or event (if any)
- enter or complete a survey
- send us an enquiry or provide us with feedback
- participate in a promotion, competition, or survey
- you are involved in an incident
- through motion detectors, sensors
- when you join a mailing list
- post a review, rating or comment on our website or social media page, or other user generated content on one of our websites or Apps
1.1 Collection of personal information by third parties
We may also collect personal information from third parties including public sources, information service providers, providers who administer BrewRatio’s products and services such as payment cards, insurance and anyone authorised to act on your behalf.
Where you provide personal information to our approved third parties (such as BrewRatio credit card provider), we may use this information to update and correct your details in your BrewRatio account (including your Additional Cardholder).
You can help us keep your information up to date, by letting us know about changes to your details or by updating your account details by signing in.
Information is automatically collected through your use of the BrewRatio website, Affiliates’ websites and Apps, electronic communications, through cookies. Cookies are small text files that websites or Apps may place on your computer or device. Generally, cookies are used to recognise repeat users of websites and remember user preferences. We may collect this information both anonymously and in relation to user accounts. Cookies are also used to allow the website to gain statistical information about your usage behaviour and aggregate data – this permits BrewRatio to customise a user’s experience on their websites. The information is used and disclosed by BrewRatio for purposes including statistical analysis, to assist BrewRatio to improve the functionality and usability of the website and our Apps.
2. Why we collect personal information
We collect your personal information to provide, administer, improve and personalise our products and services, and to support our business functions, including:
- to provide you with products and services including any associated loyalty program or credit card services
- to improve our service operations to enhance your customer experience
- to manage and work with our service providers to fulfill your request for products and services such as processing transactions and payments, delivering products and services, providing refunds and discounts to register and service your account, including your online account and keeping your information up‐to‐date, and verifying your identity
- to communicate with you and perform research and statistical analysis, such as customer satisfaction and product and service improvement purposes, tailor products and promotional offers to you, usage behaviour and user experience for online and digital platforms to improve functionality and usability. This may include matching information we collect against other information held by third parties, partners and sellers that you have consented to share your information with (We may also use and disclose de-identified data for these purposes)
- to conduct investigative, fraud and loss prevention activities to protect BrewRatio’s interests including protection of our customers, suppliers and merchandise (including theft and fraud prevention)
- to respond to your query, feedback or concerns
- responding to and interacting with regulatory bodies and relevant government agencies
- general planning and administration, and as other required or permitted by law
- We may also collect, hold, use and disclose personal information for other purposes explained at the time of collection or which are required or authorised by or under law, and for which you have provided consent.
3. Direct marketing, tech advertising and opting out
By providing your address, email address and contact number to BrewRatio or its related parties and partners, you consent to BrewRatio contacting you for the purposes set out above. We may send this information in a variety of ways, including by mail, email, social media, SMS, MMS, telephone and via BrewRatio Apps. You may prefer to provide to us your personal email address or mobile number rather than, for example, an email address accessible by your work colleagues.
If we send you direct marketing or electronic marketing messages based on your consent or as otherwise permitted by applicable law, you may, at any time, withdraw your consent or opt-out by :
- contacting email@example.com
- Adjust the permissions and notifications on your smartphone or device to stop notifications, and to opt-out from allowing BrewRatio’s mobile applications to access your device’s camera, microphone or location information
4. Sharing your personal information
We work with a number of suppliers that provide us with services to fulfil your request or carry out specific functions on our behalf, including:
- contracted or approved third party service providers or contractors to provide you with products or services requested by you or may be of interest to you, to process your payment, to communicate offers and promotions to you, and for product development and product, service and market research
- our loyalty program partners, suppliers and service providers
- approved technology services including application and systems, cloud computing facilities, development and technical support, processing, storing, hosting, research and to analyse data
- retail brands, suppliers and sellers who provide products and services within online platform and where products and services are provided on our behalf
- business advisors, including lawyers, accountants, insurance, recruitment advisors and agencies, auditors or other professional service providers to the extent reasonably required
- regulatory, investigative or government bodies to comply with applicable laws or respond to valid legal process such as a search warrant, a court order or a subpoena and fraud management
Some of our trusted service providers such as technology or data storage providers may be located outside of Singapore, depending on the nature of the services those recipients provide to BrewRatio.
5. Protection of personal information
Personal information we hold can be in electronic or hard copy form with our trusted service provider. Any trusted service provider must observe and meet our information security requirements to minimise the risk of unauthorised access to, loss, misuse or unapproved alteration of personal information. In addition security controls are ensured to be in place with a range of resources, process and technology controls to protect your personal information.
While we endeavour to protect the personal information of users of our website, we cannot guarantee the security of information you disclose online. You disclose that information at your own risk. You should be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. You can also help protect your personal information by keeping your account details confidential. We encourage you to use a unique and strong password, limit access to your computer and log out after use. If you become aware of unauthorised access, please let us know within the shortest possible time.
5.1 Third party sites
We may display advertisements from third parties and other contents that link to third-party websites. Links to third party sites that are not operated or controlled by BrewRatio are provided for your convenience. If you click on a third-party advertisement or link, you are leaving BrewRatio and any personal information you provide will not be covered by this Policy hereunder. BrewRatio is not responsible for the privacy or security practices of those sites. Third party websites should have their own privacy and security policies, which we encourage you to read before supplying any personal information to them.
6. Access and Correction
If you would wish access to personal information we hold about you, please contact our firstname.lastname@example.org . We will generally provide you with access to your personal information subject to some exceptions permitted by law. When making an access request, please provide as much detail as you can about the particular information you seek, so as to help us retrieve the information. In addition, we may ask you to verify your identity before proceeding with any request you make, this includes providing us satisfactory proof of identity as determined by us. If you have authorised a third party to submit a request on your behalf, we will ask them to prove they have your permission to act or will contact you directly to seek your permission.
For the above, we may charge a reasonable fee to cover our reasonable costs of locating the information and providing it to you.
If you ask us to correct personal information that we hold about you, or if we are satisfied that the personal information we hold is inaccurate, out of date, incomplete, irrelevant or misleading, we will take reasonable steps to correct that information to ensure that, having regard to the purpose for which it is held, the information is accurate, up-to-date, complete, relevant and not misleading. If we correct personal information about you, and we have previously disclosed that information to another agency or organisation that is subject to the Privacy Act, you may ask us to notify that other entity. If so, we will take reasonable steps to do so, unless this would be impracticable or unlawful.
You should ensure that all personal information submitted to us is complete, accurate, true and correct. Failure on your part to do so may result in our inability to provide you with the products and services you have requested. A record of the changes made to your personal information may be noted in your account or filing. You acknowledge that there may be circumstances where BrewRatio is entitled to assume such accuracy and completeness. We reserve the right to not correct personal information, where permitted under relevant laws.
7. Complaints or Questions
- Mail: 17 Anchorvale Crescent, #05-14, Singapore 544652.
- E-mail: email@example.com
Alternatively, we may ask you to submit your complaint in writing. We may discuss and share your complaint with our service providers and others as required and appropriate.
All complaints will be dealt with fairly and in a timely manner, considering all the circumstances of the complaint. In most cases, we expect that complaints will be investigated and a response provided within 30 days in general, depending on the complexity of the complaints. If the matter is variegated and investigation may take longer, we will contact and advise you.
8. Updates to this Policy
For information about privacy generally, you may visit the Personal Data Protection Commission at https://www.pdpc.gov.sg/
Last updated: 5th October 2019